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Independent · Not affiliated with ACC

Your ACC decision
explained clearly.
Your next step, mapped.

A written breakdown of your ACC decision — done for you in 48 hours. No calls. No jargon.

Get my $150 Quick Review →

or see all packages · No obligation

48hrTurnaround
100%Written — no calls needed
Legal exec trained

Sound familiar?

ACC decisions can feel impossible to understand

Already pushing back?

Knowing your rights isn't always enough.

Many people I work with already know their rights. They've pushed back, written letters, made calls. ACC is simply not responding in their favour — and waiting them out.

The difference isn't knowing your rights. It's knowing which specific mechanisms ACC legally cannot ignore — and framing your response so they have to act.

That's where I'm most useful. Not at the beginning — when you've hit the wall.

Who's behind this

Real experience. Independent perspective.

Z
Zsarina Lovett
Independent Systems Advocate

My daughter was 22 months old when she fell from a second storey window. That was 25 years ago. What followed was a life built around navigating ACC — endless assessments, income cuts, working while caring, learning the hard way what this system actually responds to versus what it ignores. I didn't study this. I lived it. And after 25 years I know the difference between what moves ACC and what doesn't. That's what I bring to your case.

Legal executive training — ensures structured, precise written responses
Grounded in real ACC system experience — not generic advice
Completely independent — not affiliated with ACC

The process

Simple. Done for you.

1

Submit your situation + documents

Fill out a short form and upload your ACC decision letter. No phone call required.

2

Receive a written breakdown

Within 48 hours you'll have a clear, structured explanation of your ACC decision and what it means.

3

Know your next step

Your review includes specific, actionable next steps — so you know exactly what to do next.

Packages

Start where you are.
Scale if needed.

$250
Urgent Letter (48hrs)

Clear, structured written response when timing matters — deadline approaching or urgent decision needed.

Get Urgent Letter →
$350
Decision Clarity Review

Full written explanation of the ACC decision — what happened, why, and how to respond effectively.

Get Clarity Review →
$650
Written Response Pack

Drafted response + evidence guidance for review. Everything you need to respond to ACC.

Get Response Pack →
$950
Review Strategy Pack

For complex cases needing full structure and direction — the complete picture.

Get Strategy Pack →

Why this work exists

I've been in this fight.

"My daughter was 22 months old when she fell from a second storey window. That accident, 25 years ago, set in motion a lifetime of navigating ACC — assessments that never quite reflected reality, income cut while I was still caring full time, years of doing things their way before I understood what actually worked. In 2024, when ACC tried to use a support needs assessment to reduce her long-term funded support, I recognised the tactic immediately. I refused to engage on their terms. We won. Twenty-five years of hard experience is the reason I could. That's what I bring to your case."

— Zsarina Lovett, Independent Systems Advocate

🛡️

Completely independent

Zsarina is not affiliated with ACC, not a lawyer, and has no commercial relationship with any party in your case. This is independent analysis — always in your interest.

You don't need to figure this out alone.

Start with a $150 Quick Review. Clear written direction — no calls, no jargon, no overwhelm.

Start my $150 Review →

48-hour turnaround · Written delivery · No calls required